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2026 NHORA

SANTA CRUZ CHAPTER

BOARD OF DIRECTORS



Gustavo Vargas Soto

Founding President

NMLS ID: 1796886

Community Lending Officer

Bank of America


Contact Information

(831) 406-5664


Leslie Cruz 

President

Lic #: 01973894

Real Estate Agent

Reign Home Powered by Room Real Estate


Contact Information

(831)430-6298




Gabriel Ramirez

President - Elect

BRE:01895033 / NMLS:1977251

Broker Associate

Vista Properties Inc. 


Contact Information

(408) 384-9055

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Blanca Arteaga

Treasurer

NMLS ID #2216856

Bay Federal Credit Union

Home Loan Consultant


Contact information

(831) 210-6100

(831) 477-8482


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Oscar Mora

Director At Large

NMLS ID#: 227807

Blue Adobe Mortgage

Sales Manager / Loan Officer


Contact Information

(831) 320-6525


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David Segura

Director At Large

NMLS ID: 1883831

Bay Federal Credit Union

Home Loan Consultant


Contact information

(831) 946-8165


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Michelle Rico

Director At Large

DRE #: 02210817

Realtor®️

Epique Realty


Contact Information

(831) 406-2859



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Lizbeth Saucedo

Agents For Change 

NMLS #: 345426

Area Manager

First American Home Warranty


Contact Information

(925) 499-1266


Santa Cruz BOD Bio
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